Job Description

Position Overview

Ultimate Staffing is actively seeking a dedicated Home Equity Loan Specialist to join their client's team in California. This full-time, onsite position offers an opportunity to ensure a smooth loan application process for both Fixed Rate second mortgage loans and HELOC loans. The role involves managing a variety of tasks including member communication, document review, and compliance assurance.

Responsibilities

• Originates, processes, and submits both Fixed Rate second mortgage loans and HELOC loans for approval or denial, ensuring a smooth loan application approval process for members.
• Handles a variety of incoming telephone calls within the Home Equity Unit from internal and external customers.
• Reviews title policies, ensures vesting is acceptable, and works with title to update and correct vesting issues.
• Analyzes equity applications for completeness, verifying income, liability, and credit documentation.
• Prepares and delivers Closing Loan Documents to the branch for signing, ensuring accuracy and compliance.
• Assists members with completing loan applications and pre-qualifies borrowers, providing recommendations on proper equity programs.
• Provides exceptional customer service through all stages of the loan decision cycle.
• Contacts members to collect all supporting documentation required for a complete loan package and manages loan pipeline.
• Develops and presents recommendations to underwriter and committee review for approval/denial of loan files.
• Prepares closing instructions and orders loan documents, ensuring legality and accuracy.
• Maintains compliance with all relevant regulations and completes required compliance training.
• Performs other duties as assigned.

Qualifications

• High School Diploma, G.E.D., or equivalent is required.
• Minimum of two years previous FNMA/FHLMC processing experience.
• Completion of registration with the NMLS, including a satisfactory Federal-Level background check.
• Proficiency in Microsoft Office Suite and other relevant software.

Work Hours

Monday to Friday 8:30am-5pm ONSITE in Scripps Ranch

Wage

Competitive salary ranging from $20 to $25 per hour, depending on experience.

Additional Details :

90 Day contract

All qualified applicants will receive consideration for employment without regard to race, color, national origin, age, ancestry, religion, sex, sexual orientation, gender identity, gender expression, marital status, disability, medical condition, genetic information, pregnancy, or military or veteran status. We consider all qualified applicants, including those with criminal histories, in a manner consistent with state and local laws, including the California Fair Chance Act, City of Los Angeles' Fair Chance Initiative for Hiring Ordinance, and Los Angeles County Fair Chance Ordinance. For unincorporated Los Angeles county , to the extent our customers require a background check for certain positions, the Company faces a significant risk to its business operations and business reputation unless a review of criminal history is conducted for those specific job positions.

Job Tags

Hourly pay, Full time, Contract work, Local area, Monday to Friday,

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